Payday . Unique story from an employee point of view

Hello fellow local guides ,I posting again ,and I really hope my post this time make you feel little relax because some of you busy for well preparing to apply connect live 2020 next month .

My posting this time about best day in my career . Yes ,Payday time haha ,as an employee from thousands worker it’s not easy even just for take cash money because our salary by transfer system and should tap cash via office bank or ATM .

Tap cash via ATM is best solution because simple easy but don’t hope very easy as you think before because reality very annoyed LOL . let’s pictures show how very long queues every 1-3 day payday .

My longest time free standing waiting my turn tap cash at ATM is 2 hour . Here the fact type of person about Payday and ATM

  • Type of 1 person bring 10 debit card (debit card from friend,sister, brothers, nephew etc ) avoid you stand behind person type of this ,need long time for your turn
  • Type of person need guides , this person so slow using the ATM machine they always forget how to use ATM and their card even though they tap cash from ATM machine every month.My suggestion is when you behind her/him why not to guide for skip the time.
  • Type of person with bills. This person just bring single card but 10 of list bill transaction ,using atm not just for tap cash but pay all list of bill .Bad idea if you one line with type this person .
  • Take all money ,and make empty the debit card . Transfer to fellow employees for completing minimum credit so all money can tap cash if possible take all even single penny ( thank you pak @BudiFXW I moved your other category in comment here so everyone can read ,because case absolutely right in my factory )

And be happy if you find ATM like this pictures

But , wait the reason why that’s ATM machine without customers b****ecause the cash of money is empty and another reason always machine ATM error ha ha ha

so fellow local guides what’s your Payday story share here with us

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@Nyainurjanah 2 hours! My gosh. Here are my tips.

  1. Try to pay via mobile banking or internet banking if you can
  2. Plan ahead for using the ATM to avoid the long line

Hope they help.

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@Ant_Bad_Yogi

You’re always first one commentator in almost all my post here in connect ,wow you’re so fast up to date .

Thank you for your kindness awesome tips , I try mobile banking and internet banking since last year and yes help me so much, but still most of us want money with cash .

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@Nyainurjanah wkwkwk, I see. More tips.

  1. Use credit cards if you can
  2. Pay bills via mobile banking or internet banking
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@Ant_Bad_Yogi

I don’t have credit card ,what real function of credit card almost same with debit card ?

But last year when visiting US almost all merchant cashless even Uber also

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@Nyainurjanah Uhm, let me give you a link here https://www.investopedia.com/articles/personal-finance/050214/credit-vs-debit-cards-which-better.asp. I think it explains better than me.

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Spending so much time in a queue in front of an ATM is scaring @Nyainurjanah

That reminds me of a situation here in India in Dec’ 2016.

Nevertheless now with a combination of debit/credit cards, net banking, UPI payments, a variety of mobile wallets and RFID tags for tolls, have brought down my visits to ATM to only once or twice in a year.

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Hello @Nyainurjanah .Your payday comes so quickly. Do your company pay weekly or monthly.

Like what @Ant_Bad_Yogi was trying to explain. Debit card is the normal card attached to your bank account, sometimes it is risky because when stolen one can remove all your money.

Credit card is the one that is not attached to your bank account. You stuff in money in your credit card and you can use it just like you use the debit card but here now the money available is the money you stuffed. So it is a limited card. It will help you save up and spend less actually.

Hope you get it now.

Thanks for the post.

Thanks for sharing it here with us on connect.

Do have a great week.

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Hey @Austinelewex and @Ant_Bad_Yogi thanks for explained I think for this time credit card not really needed but in the future of course I should have at least 1

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Hello @C_T

Thanks for all attention aboand information about cashless ,

Yes I think in the future our ATM will silence after people’s moved to other methods .

So I post this story for archive in the future.

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Hi @Nyainurjanah

That’s Indonesian :laughing:

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@Munawar951

Uniknya warga negara +62 ya hahaha

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Salut @Nyainurjanah merci pour le partage de ce post et de cet problématique qu’est la votre, je pense que le problème viens du système bancaire de votre pays ou bien du réseau internet pour connecter ses distributeurs et on ne peut que te dire bon courage.

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Wow @Nyainurjanah panjang amat, teh antriannya kayak mau antri pemberian qurban aja :joy:

Memang ga ada mesin ATM lain atau bank di luar daerah pabrik yang terdekat?

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Hello @user_not_found

Thank you for always attention for my post.

I think in the future this atmosphere slowly missing .internet banking and mobile banking or other cashless methods started take over the ATM function ,so I posted this articles today

Hai teteh @Velvel

Itulah uniknya kehidupan karyawan pabrik ha ha ha .

Sebenarnya ada total sekitar 14 mesin ATM di sekitaran pabrik termasuk ATM bank brand lain ,tapi semua ATM kondisinya sama mengantri seperti itu.pokoknya semua mesin ATM yang satu jalur dengan pabrik pasti mengantri,karyawan 20 ribu githu loh . Dan atmnya banyak yang error saking banyaknya yang akses

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@Nyainurjanah Hahahha untung saya tinggalnya di kota kecil

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Ha ha @Munawar951

Iya di kota kecil jarang ada atm , , kekayaannya kan tidak berbentuk uang tapi punya sawah kebun sampai kolam bergetar hektar . Lebih kaya pokoknya

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Mba @Nyainurjanah iya :sweat_smile: :sweat_smile: :sweat_smile: :sweat_smile: kaya dg sumberdaya

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Let me curious @JanVanHaver I remember last year you told us , are you still cashless , life without money cash in your hand ?

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